6 Ways to Cut Your Bills Now February 7, 2014Michael Timmermann Put money back into your wallet with these easy ways to cut your bills right now. How are you saving? Call your insurance provider ask for a discount. I saved $81/year by taking a defensive driving course.Cancel your subscription if you can. If you can’t, ask the loyalty department for a discount or switch to a competitor offering a low introductory rate. Don’t pay $100/month for cell phone service. I ditched Verizon for a $25/month Republic Wireless plan. If you stay with the “Big 4” consider a family talk plan to save money.Use Groupon, Scoutmob and LivingSocial to find fun things to do at a discount. These are especially useful for dining out.You don’t have to clip coupons to save. Just build your weekly menu around the circular. My bill averages $40 a week.Like cable TV, you can ask for a loyalty discount. I saved $20 a month just by asking.