Attention, Costco Wholesale members! There are two ways for you to save an extra 5% on everything you buy from Costco for the rest of the year.

Discover and Chase Freedom have both included wholesale clubs (Costco, BJ’s Sam’s Club) as one of their 5% cash back categories for the fourth quarter of 2018, from October 1 to December 31.

Discover’s offer is also eligible at, while Chase Freedom members can get 5% back at department stores and on purchases made using Chase Pay.

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Have a Discover or Chase Freedom credit card? Save an extra 5% at Costco!

If you already have one of these cards in your wallet, you probably know that you must log in to your account with Discover or Chase to activate the 5% bonus, which is good on up to $1,500 in purchases.

Let’s take a closer look at what these two offers mean for Costco members:

  • Chase Freedom: Since Chase Freedom is a Visa card and Costco only accepts Visa at its stores, you won’t have any trouble using it either at Costco or at
  • Discover: While Discover isn’t accepted in Costco stores, it CAN be used at

Here’s a savings tip: If you have an eligible Discover it or Discover More card, you can buy Costco Cash Cards on to receive the 5% bonus and then just spend the gift cards on your next visit to the warehouse club.

Read the fine print below and active these offers before your next trip to Costco! Happy shopping…

Discover fine print

For Discover it® and Discover® More® cardmembers only: Activate to earn 5% Cashback Bonus at and Wholesale Clubs from 10/1/18 (or the date on which you activate 5%, whichever is later) through 12/31/18 on up to $1,500 in purchases. purchases include those made through the checkout, including digital downloads, gift cards, Amazon Fresh orders, Amazon Local Deals and Amazon Prime subscriptions and items sold by third party merchants through’s marketplace. Listed merchants are in no way sponsoring or affiliated with this program. Amazon, the logo and the smile logo are trademarks of Amazon or its Affiliates. Check with your Wholesale Club to make sure your Discover card is accepted. Certain Wholesale Club services, such as travel and cell phone purchases may not be eligible in this category. Purchases made using tap-and-pay, mobile or wireless card readers, virtual wallets or similar technology may not be eligible. Rewards are added to your Cashback Bonus account within two billing periods. See Cashback Bonus Program Terms and Conditions for more information about your rewards.

Chase Freedom fine print

Purchases made through the checkout on the wholesale club merchants’ website (EX.,,
Purchases made in-store at the front-end registers
Purchases made at the member services desk

Wholesale Club Related Purchase Exclusions except for purchases made with these merchants using Chase Pay (a 5% category)
Gas and Fuel
Wholesale club specialty services such as travel, insurance, cell phone and home improvement

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