MichaelSaves.com is a personal blog that’s written and edited by me, Michael Timmermann.
After I paid off my $86,000 mortgage in two years, I founded this website in January 2014 to share practical ways to save more money.
I’ve been writing about personal finance for about a decade, but you should know that I’m not a CPA, banker or investment professional.
My background is in journalism. I try to be fair, accurate and thorough in my writing.
If you have any questions or comments about the content you see on MichaelSaves.com, contact me at firstname.lastname@example.org.
MichaelSaves.com earns income through various forms of advertising.
The best way for me to explain how I operate this website is to take a closer look at my Editorial Promise, sentence by sentence.
I only share my experience with products and services that I personally use or have used in the past. To support my work, some articles contain affiliate links. I do not accept sponsored posts from advertisers.
1. I only share my experience with products and services that I personally use or have used in the past.
When I publish a product or service review, it’s because I’ve tried it out myself and think my readers may want to learn more.
I will never accept freebies from product or service providers.
To provide unbiased reviews, I always pay for the products and services that I test or take advantage of free trials available to the general public.
2. To support my work, some articles contain affiliate links.
Although MichaelSaves.com is not my full-time job, I do spend a lot of time writing articles and have taken steps to monetize my blog.
I have two main revenue sources: Google AdSense and affiliate links.
With Google AdSense, I choose where I want ads to appear and insert a piece of code on the site. Google then decides which ads to show my readers.
Affiliate or referral links work a little differently and give me more control over what you see.
As a blogger, I’m a member of several affiliate programs like FlexOffers, CJ.com and Amazon Associates. I also share personal referral links for several apps.
When a reader clicks on one of my links, I may receive a small commission.
For example, I wrote about CIT Bank and Discover Bank in an article about my online banking strategy. I have an affiliate relationship with CIT Bank but not Discover Bank.
If someone signs up for CIT Bank using a link or banner from my website, I will be compensated.
These affiliate links allow me to generate income from the site at no cost the reader, but I carefully choose where and when to use them.
I only insert affiliate links when I believe the product or service will benefit my readers.
3. I do not accept sponsored posts from advertisers.
I write every single article that you see on MichaelSaves.com. This website reflects my personal experiences, opinions and beliefs — period.
I will never accept payment from an advertiser in exchange for an endorsement.
As I mentioned earlier, I pay for the products and services that I try. When companies offer to send me freebies, I decline them and refer to my editorial policy.
Effective date: December 22, 2018
MichaelSaves.com (“us”, “we”, or “our”) operates the https://michaelsaves.com website (the “Service”).
Information Collection And Use
We collect several different types of information for various purposes to provide and improve our Service to you.
Types of Data Collected
While using our Service, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you (“Personal Data”). Personally identifiable information may include, but is not limited to:
- Email address
- Cookies and Usage Data
We may also collect information about how the Service is accessed and used (“Usage Data”). This Usage Data may include information such as your computer’s Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers and other diagnostic data.
Tracking & Cookies Data
Cookies are files with small amount of data which may include an anonymous unique identifier. Cookies are sent to your browser from a website and stored on your device. Tracking technologies also used are beacons, tags, and scripts to collect and track information and to improve and analyze our Service.
You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.
Examples of Cookies we use:
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- Preference Cookies. We use Preference Cookies to remember your preferences and various settings.
- Security Cookies. We use Security Cookies for security purposes.
Use of Data
MichaelSaves.com uses the collected data for various purposes:
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- To notify you about changes to our Service
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- To provide analysis or valuable information so that we can improve the Service
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- To detect, prevent and address technical issues
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Your information, including Personal Data, may be transferred to — and maintained on — computers located outside of your state, province, country or other governmental jurisdiction where the data protection laws may differ than those from your jurisdiction.
If you are located outside the United States and choose to provide information to us, please note that we transfer the data, including Personal Data, to the United States and process it there.
Disclosure Of Data
MichaelSaves.com may disclose your Personal Data in the good faith belief that such action is necessary to:
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- To protect the personal safety of users of the Service or the public
- To protect against legal liability
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The security of your data is important to us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security.
We may employ third party companies and individuals to facilitate our Service (“Service Providers”), to provide the Service on our behalf, to perform Service-related services or to assist us in analyzing how our Service is used.
These third parties have access to your Personal Data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.
We may use third-party Service Providers to monitor and analyze the use of our Service.
Links To Other Sites
We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.
Our Service does not address anyone under the age of 18 (“Children”).
We do not knowingly collect personally identifiable information from anyone under the age of 18. If you are a parent or guardian and you are aware that your Children has provided us with Personal Data, please contact us. If we become aware that we have collected Personal Data from children without verification of parental consent, we take steps to remove that information from our servers.
- By email: email@example.com
michaelsaves.com ("Website") uses a third party technology called Ezoic.
Type(s) of Data
Lawful basis for processig
To improve user experience
Your information helps us to provide you with a more pleasant, efficient experience on this website that may be customized to how you or others respond to content and ads on this or other websites.
To improve ad performance
Your information helps us to optimize the placement, size, timing and number of ads displayed to you. It enables us to make smart decision that help this website owner earn money but reduce the disruption of ads on your experience.
To improve content creation
Your information helps us learn what content you care about and enjoy and, the style of content you like and what you engage the most with. This helps us produce more content and features that you might like.
To improve website performance
Your information helps us measure various performance metrics about our site, such as site speed, so that we can improve the performance of this site.
Your location information, including country, state, city, metro and postal code The webpage your were at before this website The type of browser you use and the version The brand and operating system of your device What time zone you're in and what time it is there What pages on this site you visit How you interact with this website, including time spent, how much you scroll and your mouse movements The size of your devices screen and the size of the browser on that screen What content you share on the page If you copy and paste content on this website What ad or link you clicked on to arrive at this website The type of internet connection you use and your ISP or service provider How long it takes for this website's content to get transfered to your browser, load in your browser and render The weather where you are currently located Your age and gender Your ip address A unique id so that we can recognize you What ads you click on
A list of Vendors that may be used on this website
Name Policy Features Purposes Emerse Sverige AB https://www.emerse.com/privacy-policy/ BeeswaxIO Corporation https://www.beeswax.com/privacy.html TripleLift, Inc. https://triplelift.com/privacy/ ADventori SAS https://www.adventori.com/with-us/legal-notice/ Oath (EMEA) Limited https://policies.oath.com/ie/en/oath/privacy/index.html Venatus Media Limited https://www.venatusmedia.com/privacy/ Exponential Interactive, Inc http://exponential.com/privacy AdSpirit GmbH http://www.adspirit.de/privacy BidTheatre AB https://www.bidtheatre.com/privacy-policy Conversant Europe Ltd. https://www.conversantmedia.eu/legal/privacy-policy Etarget SE https://www.etarget.sk/privacy.php ADITION technologies AG https://www.adition.com/datenschutz Quantcast International Limited https://www.quantcast.com/privacy/ Adikteev / Emoteev https://www.adikteev.com/eu/privacy/ Roq.ad GmbH https://www.roq.ad/privacy-policy Vibrant Media Limited https://www.vibrantmedia.com/en/privacy-policy/ Captify Technologies Limited http://www.captify.co.uk/privacy-policy/ NEURAL.ONE https://web.neural.one/privacy-policy/ Sovrn Holdings Inc https://www.sovrn.com/sovrn-privacy/ NEORY GmbH https://www.neory.com/privacy.html AppNexus Inc. https://www.appnexus.com/en/company/platform-privacy-policy Index Exchange, Inc. https://www.indexexchange.com/privacy ADARA MEDIA UNLIMITED https://adara.com/privacy-promise/ Avocet Systems Limited http://www.avocet.io/privacy-policy xAd, Inc. dba GroundTruth https://www.groundtruth.com/privacy-policy/ Tradelab, SAS http://tradelab.com/en/privacy/ Smart Adserver https://smartadserver.com/end-user-privacy-policy/ The Rubicon Project, Inc. http://www.rubiconproject.com/rubicon-project-yield-optimization-privacy-policy/ Dataxu, Inc. https://www.dataxu.com/about-us/privacy/data-collection-platform/ MediaMath, Inc. http://www.mediamath.com/privacy-policy/ Criteo SA https://www.criteo.com/privacy/ Crimtan Holdings Limited https://crimtan.com/privacy/ RTB House S.A. https://www.rtbhouse.com/privacy/ Scene Stealer Limited http://scenestealer.tv/privacy-policy/ Blis Media Limited http://www.blis.com/privacy/ Simplifi Holdings Inc. https://www.simpli.fi/site-privacy-policy2/ ShareThis, Inc. http://www.sharethis.com/privacy/ N Technologies Inc. https://n.rich/privacy-notice Madison Logic, Inc. https://www.madisonlogic.com/privacy/ Sirdata https://www.sirdata.com/privacy/ OpenX https://www.openx.com/legal/privacy-policy/ GroupM https://www.groupm.com/privacy-policy Justpremium BV http://justpremium.com/privacy-policy/ Intent Media, Inc. https://intentmedia.com/privacy-policy/ Vdopia DBA Chocolate Platform https://chocolateplatform.com/privacy-policy/ RhythmOne, LLC https://www.rhythmone.com/privacy-policy Sharethrough, Inc https://platform-cdn.sharethrough.com/privacy-policy PulsePoint, Inc. https://www.pulsepoint.com/privacy-policy Amobee, Inc. https://www.amobee.com/trust/privacy-guidelines Purch Group, Inc. http://www.purch.com/privacy-policy/ LifeStreet Corporation http://www.lifestreet.com/privacy/ affilinet https://www.affili.net/de/footeritem/datenschutz Admotion SRL http://www.admotion.com/policy/ realzeit GmbH https://realzeitmedia.com/privacy.html Switch Concepts Limited https://www.switchconcepts.com/privacy-policy Parsec Media Inc. www.parsec.media/privacy-policy uppr GmbH https://netzwerk.uppr.de/privacy-policy.do LEMO MEDIA GROUP LIMITED http://www.lemomedia.com/terms.pdf RevLifter Ltd https://www.revlifter.com/privacy-policy Turbo http://www.turboadv.com/white-rabbit-privacy-policy/ Sizmek Technologies, Inc. https://www.sizmek.com/privacy-policy/ M32 Connect Inc https://m32.media/privacy-cookie-policy/ Greenhouse Group BV (with its trademark LemonPI) https://www.lemonpi.io/privacy-policy/ GumGum, Inc. https://gumgum.com/privacy-policy Active Agent AG http://www.active-agent.com/de/unternehmen/datenschutzerklaerung/ PubMatic, Inc. https://pubmatic.com/privacy-policy/ Tapad, Inc. https://www.tapad.com/privacy Skimbit Ltd https://skimlinks.com/pages/privacy-policy adsquare GmbH https://www.adsquare.com/privacy Impression Desk Technologies Limited https://impressiondesk.com/privacy-policy/ Adverline https://www.adverline.com/privacy/ Smaato, Inc. https://www.smaato.com/privacy/ Rakuten Marketing LLC https://rakutenmarketing.com/legal-notices/services-privacy-policy Yieldlab AG http://www.yieldlab.de/meta-navigation/datenschutz/ Adform A/S https://site.adform.com/privacy-policy-opt-out/ NetSuccess, s.r.o. https://www.inres.sk/pp/ Fifty Technology Limited https://fifty.io/privacy-policy.php The Trade Desk https://www.thetradedesk.com/general/privacy-policy Hottraffic BV (DMA Institute) https://www.dma-institute.com/privacy-compliancy/ Taboola Europe Limited https://www.taboola.com/privacy-policy Maytrics GmbH https://maytrics.com/node/2 comScore, Inc. https://www.comscore.com/About-comScore/Privacy-Policy LoopMe Ltd https://loopme.com/privacy/ Eyeota Ptd Ltd https://www.eyeota.com/privacy-policy/ Adloox SA http://adloox.com/disclaimer Teads https://teads.tv/privacy-policy/ admetrics GmbH https://admetrics.io/en/privacy_policy/ SlimCut Media SAS http://www.slimcutmedia.com/privacy-policy/ Rich Audience https://richaudience.com/privacy/ Widespace AB https://www.widespace.com/legal/privacy-policy-notice/ Avid Media Ltd http://www.avidglobalmedia.eu/privacy-policy.html LiveRamp, Inc. https://www.liveramp.com/service-privacy-policy/ ConnectAd Realtime GmbH http://connectadrealtime.com/privacy/ Nano Interactive GmbH http://www.nanointeractive.com/privacy PIXIMEDIA SAS https://piximedia.com/privacy/ Ströer SSP GmbH https://www.stroeer.de/fileadmin/user_upload/Datenschutz.pdf ShowHeroes GmbH http://showheroes.com/privacy Confiant Inc. https://www.confiant.com/privacy Teemo SA https://teemo.co/fr/confidentialite/ YOC AG https://yoc.com/privacy/ Beemray Oy https://www.beemray.com/privacy-policy/ MiQ http://wearemiq.com/privacy-policy/ ADman Interactive SL http://admanmedia.com/politica Admedo Ltd https://www.admedo.com/privacy-policy MADVERTISE MEDIA https://madvertise.com/en/gdpr/ Underdog Media LLC https://underdogmedia.com/privacy-policy/ Seedtag Advertising S.L https://www.seedtag.com/en/privacy-policy/ Snapsort Inc., operating as Sortable https://sortable.com/privacy ID5 Technology SAS https://www.id5.io/privacy Adacado Technologies Inc. (DBA Adacado) https://www.adacado.com/privacy-policy-april-25-2018/ AdRoll Inc https://www.adrollgroup.com/privacy IPONWEB GmbH https://www.iponweb.com/privacy-policy/ BIDSWITCH GmbH http://www.bidswitch.com/privacy-policy/ EASYmedia GmbH https://login.rtbmarket.com/gdpr Outbrain UK Ltd https://www.outbrain.com/legal/ district m inc. https://districtm.net/en/page/platforms-data-and-privacy-policy/ Bombora Inc. https://bombora.com/privacy Yieldmo, Inc. https://www.yieldmo.com/privacy/ TreSensa, Inc. https://www.tresensa.com/eu-privacy Flashtalking, Inc. http://www.flashtalking.com/privacypolicy/ Sift Media, Inc https://www.sift.co/privacy Sublime http://ayads.co/privacy.php FORTVISION http://fortvision.com/POC/index.html digitalAudience https://digitalaudience.io/legal/privacy-cookies/ Adkernel LLC http://adkernel.com/privacy-policy/ Thirdpresence Oy http://www.thirdpresence.com/privacy EMX Digital LLC https://emxdigital.com/privacy/ 33Across http://www.33across.com/privacy-policy Platform161 https://platform161.com/cookie-and-privacy-policy/ Teroa S.A. https://www.e-planning.net/en/privacy.html 1020, Inc. dba Placecast and Ericsson Emodo https://www.ericsson-emodo.com/privacy-policy/ Media.net Advertising FZ-LLC https://www.media.net/en/privacy-policy Delta Projects AB http://www.deltaprojects.com/data-collection-policy/ advanced store GmbH http://www.advanced-store.com/de/datenschutz/ video intelligence AG https://www.vi.ai/privacy-policy/ Semasio GmbH http://www.semasio.com/privacy-policy/ Location Sciences AI Ltd https://www.locationsciences.ai/privacy-policy/ Zemanta, Inc. http://www.zemanta.com/legal/privacy Tapjoy, Inc. https://www.tapjoy.com/legal/#privacy-policy Sellpoints Inc. https://retargeter.com/service-privacy-policy/ 2KDirect, Inc. (dba iPromote) https://www.ipromote.com/privacy-policy/ Centro, Inc. https://www.centro.net/privacy-policy/ Rezonence Limited https://rezonence.com/privacy-policy/ Publicis Media GmbH https://www.publicismedia.de/datenschutz/ SYNC https://redirect.sync.tv/privacy/ ORTEC B.V. https://www.ortecadscience.com/privacy-policy/ Ligatus GmbH https://www.ligatus.com/en/privacy-policy Adssets AB http://adssets.com/policy/ Collective Europe Ltd. https://www.timeincuk.com/privacy/ Ogury Ltd. https://www.ogury.com/privacy/ 1plusX AG https://www.1plusx.com/privacy-policy/ AntVoice https://www.antvoice.com/en/privacypolicy/ smartclip Holding AG http://privacy-portal.smartclip.net/ DoubleVerify Inc. https://www.doubleverify.com/privacy/ Mediasmart Mobile S.L. http://mediasmart.io/privacy/ IgnitionOne https://www.ignitionone.com/privacy-policy/ emetriq GmbH https://www.emetriq.com/datenschutz/ Leadplace - Temelio https://temelio.com/vie-privee adrule mobile GmbH https://www.adrule.net/de/datenschutz/ A Million Ads Limited https://www.amillionads.com/privacy-policy remerge GmbH https://remerge.io/privacy-policy.html Rockerbox, Inc http://rockerbox.com/privacy Bounce Exchange, Inc https://www.bouncex.com/privacy/ ZBO Media https://zbo.media/mentions-legales/politique-de-confidentialite-service-publicitaire/ Smartology Limited https://www.smartology.net/privacy-policy/ OneTag Ltd https://www.onetag.net/privacy/ LiquidM Technology GmbH https://liquidm.com/privacy-policy/ ARMIS SAS https://armis.tech/en/armis-personal-data-privacy-policy/ Audiens S.r.l. http://www.audiens.com/privacy 7Hops.com Inc. (ZergNet) https://zergnet.com/privacy Bucksense Inc http://www.bucksense.com/platform-privacy-policy/ Bidtellect, Inc https://www.bidtellect.com/privacy-policy/ Adello Group AG https://www.adello.com/privacy-policy/ RTK.IO, Inc http://www.rtk.io/privacy.html Spotad http://www.spotad.co/privacy-policy/ AdTheorent, Inc http://adtheorent.com/privacy-policy Digitize New Media Ltd http://www.digitize.ie/online-privacy Bannerflow AB https://www.bannerflow.com/privacy Sonobi, Inc http://sonobi.com/privacy-policy/ Unruly Group Ltd https://unruly.co/privacy/ Spolecznosci Sp. z o.o. Sp. k. https://www.spolecznosci.pl/polityka-prywatnosci Research Now Group, Inc https://www.valuedopinions.co.uk/privacy Goodway Group, Inc. https://goodwaygroup.com/privacy-policy/ Netsprint SA http://spoldzielnia.nsaudience.pl/opt-out/ Intowow Innovation Ltd. http://www.intowow.com/privacy/ Mirando GmbH & Co KG https://wwwmirando.de/datenschutz/ Sanoma Media Finland https://sanoma.fi/tietoa-meista/tietosuoja/ Viralize SRL https://viralize.com/privacy-policy Genius Sports Media Limited http://www.geniussports.com/privacy-policy/ Collective, Inc. dba Visto https://www.vistohub.com/privacy-policy/ Onnetwork Sp. z o.o. https://www.onnetwork.tv/pp_services.php Revcontent, LLC https://faq.revcontent.com/customer/en/portal/articles/2703838-revcontent-s-privacy-and-cookie-policy RockYou, Inc. https://rockyou.com/privacy-policy/ LKQD, a division of Nexstar Digital, LLC. http://www.lkqd.com/privacy-policy/ Golden Bees http://goldenbees.fr/notre-politique-de-confidentialite/ Spot.IM Ltd. http://spot.im/privacy Triton Digital Canada Inc. https://www.tritondigital.com/privacy-policies plista GmbH https://www.plista.com/about/privacy/ TimeOne https://privacy.timeonegroup.com/en/ Inskin Media LTD http://www.inskinmedia.com/privacy-policy.html Jaduda GmbH https://www.jadudamobile.com/datenschutzerklaerung/ Converge-Digital https://converge-digital.com/privacy-policy/ Smadex SL http://smadex.com/end-user-privacy-policy/ Comcast International France SAS http://freewheel.tv/privacy-policy McCann Discipline LTD https://www.primis.tech/wp-content/uploads/2019/03/Primis-Privacy-Policy-GDPR.pdf AdClear GmbH https://www.adclear.de/datenschutzerklaerung/ Codewise Sp. z o.o. Sp. k https://voluumdsp.com/end-user-privacy-policy/ ADYOULIKE SA https://www.adyoulike.com/privacy_policy.php mobalo GmbH https://www.mobalo.com/datenschutz/ A.Mob https://www.we-are-adot.com/privacy-policy/ Steel House, Inc. https://steelhouse.com/privacy-policy/ Improve Digital International BV https://www.improvedigital.com/platform-privacy-policy On Device Research Limited https://s.on-device.com/privacyPolicy Keymantics https://www.keymantics.com/assets/privacy-policy.pdf R-TARGET http://www.r-target.com/privacy mainADV Srl http://www.mainad.com/privacy-policy/ Integral Ad Science, Inc. https://integralads.com/privacy-policy/ Qwertize https://www.qwertize.com/en/privacy Sojern, Inc. https://www.sojern.com/privacy/product-privacy-policy/ Celtra, Inc. https://www.celtra.com/privacy-policy/ SpotX https://www.spotx.tv/privacy-policy/ ADMAN - Phaistos Networks, S.A. http://www.adman.gr/privacy SMARTSTREAM.TV GmbH https://www.smartstream.tv/en/privacy Knorex Pte Ltd https://www.knorex.com/privacy Gamned https://www.gamned.com/privacy-policy/ Accorp Sp. z o.o. http://www.instytut-pollster.pl/privacy-policy/ ADUX http://www.adux.com/donnees-personelles/ PowerLinks Media Limited https://www.powerlinks.com/privacy-policy/ Jivox Corporation https://www.jivox.com/privacy Connatix Native Exchange Inc. https://connatix.com/privacy-policy/ Polar Mobile Group Inc. https://privacy.polar.me Clipcentric, Inc. https://clipcentric.com/privacy.bhtml Readpeak Oy http://readpeak.com/privacy-policy/ Perform Media Services Ltd http://www.performgroup.com/media-privacy-notice S4M http://www.s4m.io/privacy-policy/ Mobile Professionals BV https://mobpro.com/privacy.html usemax advertisement (Emego GmbH) http://www.usemax.de/?l=privacy Adobe Advertising Cloud https://www.adobe.com/nz/privacy/marketing-cloud.html The ADEX GmbH https://www.theadex.com/privacy-opt-out/ Welect GmbH https://www.welect.de/datenschutz StackAdapt https://www.stackadapt.com/privacy WEBORAMA https://weborama.com/privacy_en/ Liveintent Inc. https://liveintent.com/services-privacy-policy/ DigiTrust / IAB Tech Lab http://www.digitru.st/privacy-policy/ zeotap GmbH https://www.zeotap.com/privacy_policy/ TabMo SAS http://static.tabmo.io.s3.amazonaws.com/privacy-policy/index.html Schibsted Classified Media Spain, S.L. https://www.vibbo.com/privacidad.htm?ca=0_s Permodo GmbH https://permodo.com/de/privacy.html AdTiming Technology Company Limited http://www.adtiming.com/en/privacypolicy.html Fyber https://www.fyber.com/legal/privacy-policy/ ad6media https://www.ad6media.fr/privacy The Kantar Group Limited http://www.kantar.com/cookies-policies Rockabox Media Ltd http://scoota.com/privacy-policy Marfeel Solutions S.L https://www.marfeel.com/privacy-policy/ InMobi Pte Ltd https://www.inmobi.com/privacy-policy-for-eea Telaria, Inc https://telaria.com/privacy-policy/ Gemius SA https://www.gemius.com/cookie-policy.html Wizaly https://www.wizaly.com/terms-of-use#privacy-policy Apester Ltd https://apester.com/privacy-policy/ Adelphic LLC https://adelphic.com/platform/privacy/ Aerserv LLC https://www.aerserv.com/privacy-policy/ Instinctive, Inc. https://instinctive.io/privacy Optomaton UG http://optomaton.com/privacy.html Video Media Groep B.V. http://www.videomediagroup.com/wp-content/uploads/2016/01/Privacy-policy-VMG.pdf Digilant Spain, SLU https://www.digilant.com/es/politica-privacidad/ Vuble https://www.vuble.tv/us/privacy Orion Semantics http://static.orion-semantics.com/privacy.html Signal Digital Inc. https://www.signal.co/privacy-policy/ Visarity Technologies GmbH http://primo.design/docs/PrivacyPolicyPrimo.html DIGITEKA Technologies https://www.ultimedia.com/POLICY.html Linicom https://www.linicom.com/privacy/ Acuityads Inc. https://www.acuityads.com/privacy-policy/ Mindlytix SAS http://mindlytix.com/privacy/ Permutive Technologies, Inc. https://permutive.com/privacy Permutive Ltd. https://permutive.com/privacy Mobfox US LLC https://www.mobfox.com/privacy-policy/ MGID Inc. https://www.mgid.com/privacy-policy Meetrics GmbH https://www.meetrics.com/en/data-privacy/ Yieldlove GmbH http://www.yieldlove.com/cookie-policy Seeding Alliance GmbH http://seeding-alliance.de/datenschutz My6sense Inc. https://my6sense.com/privacy-policy/ Ezoic Inc. https://www.ezoic.com/terms/ Bigabid Media Ltd http://www.bigabid.com/data-protection/gdpr Free Stream Media Corp. dba Samba TV https://samba.tv/legal/privacy-policy/ Samba TV UK Limited https://samba.tv/legal/privacy-policy/ Somo Audience Corp https://somoaudience.com/legal/ Vidoomy Media SL http://vidoomy.com/privacy-policy.html communicationAds GmbH & Co. KG https://www.communicationads.net/aboutus/privacy/ Getintent USA, inc. https://getintent.com/privacy/ mediarithmics SAS https://www.mediarithmics.com/en-us/content/privacy-policy VECTAURY https://www.vectaury.io/en/personal-data Nielsen Marketing Cloud http://www.nielsen.com/us/en/privacy-statement/exelate-privacy-policy.html Digital Control GmbH & Co. KG http://advolution.de/privacy.php numberly http://ads.1000mercis.com/fr.html Qriously https://www.qriously.com/privacy Audience Trading Platform Ltd. https://atp.io/privacy-policy Pixalate, Inc. http://pixalate.com/privacypolicy/ Triapodi Ltd. https://appreciate.mobi/page.html#/end-user-privacy-policy Exactag GmbH https://www.exactag.com/en/data-privacy/ Affectv Ltd https://affectv.com/privacy-policy AddApptr GmbH https://www.addapptr.com/data-privacy The Reach Group GmbH https://www.reachgroup.com/en/privacy-statement/ Hybrid Adtech GmbH https://hybrid.ai/data_protection_policy Mobusi Mobile Advertising S.L. https://www.mobusi.com/privacy.en.html Oracle https://www.oracle.com/legal/privacy/marketing-cloud-data-cloud-privacy-policy.html Duplo Media AS https://www.easy-ads.com/privacypolicy.htm twiago GmbH https://www.twiago.com/datenschutz/ Pocketmath Pte Ltd https://www.pocketmath.com/privacy-policy Effiliation https://inter.effiliation.com/politique-confidentialite.html Eulerian Technologies https://www.eulerian.com/en/privacy/ Whenever Media Ltd https://www.whenevermedia.com/privacy-policy Webedia http://www.webedia-group.com/site/privacy-policy Yormedia Solutions Ltd http://www.yormedia.com/privacy-and-cookies-notice/ Seenthis AB https://seenthis.co/privacy-policy/ Nativo, Inc. https://www.nativo.com/interest-based-ads Browsi Mobile Ltd http://gobrowsi.com/browsi-privacy-policy/ Bidmanagement GmbH https://www.adspert.net/en/privacy/ SheMedia, LLC http://corporate.shemedia.com/faq/ad-services-privacy-policy Brand Metrics Sweden AB https://collector.brandmetrics.com/brandmetrics_privacypolicy.pdf LeftsnRight, Inc. dba LIQWID https://liqwid.solutions/privacy-policy TradeTracker https://tradetracker.com/privacy-policy/ AudienceProject Aps https://privacy.audienceproject.com Avazu Inc. http://avazuinc.com/opt-out/ Cloud Technologies S.A. https://www.onaudience.com/internet-advertising-privacy-policy iotec global Ltd. https://www.iotecglobal.com/privacy-policy/ dunnhumby Germany GmbH https://www.sociomantic.com/privacy/en/ IgnitionAi Ltd https://www.isitelab.io/default.aspx Commanders Act https://www.commandersact.com/en/privacy/ DynAdmic http://eu.dynadmic.com/privacy-policy/ SINGLESPOT SAS https://www.singlespot.com/privacy_policy?locale=fr Arrivalist Co. https://www.arrivalist.com/privacy Ziff Davis LLC http://www.ziffdavis.com/privacy-policy INVIBES GROUP http://www.invibes.com/terms R-Advertising http://www.tradedoubler.com/en/privacy-policy/ Myntelligence Limited http://www.myntelligence.com/privacy-page/ PROXISTORE https://www.proxistore.com/common/en/cgv Mobile Journey B.V. https://mobilejourney.com/Privacy-Policy Tradedoubler AB https://www.tradedoubler.com/en/privacy-policy/ Signals https://signalsdata.com/platform-cookie-policy/ Beachfront Media LLC http://beachfront.com/privacy-policy/ Publishers Internationale Pty Ltd https://www.pi-rate.com.au/privacy.html Proxi.cloud Sp. z o.o. https://proxi.cloud/info/privacy-policy/ Bmind a Sales Maker Company, S.L. http://www.bmind.es/legal-notice/ Ooyala Inc https://ooyala.com/privacy Neodata Group srl https://www.neodatagroup.com/en/security-policy Innovid Inc. http://www.innovid.com/privacy-policy Playbuzz Ltd. https://www.playbuzz.com/PrivacyPolicy Cxense ASA https://www.cxense.com/about-us/privacy-policy Adimo https://adimo.co/privacy-policy/ GDMServices, Inc. d/b/a FiksuDSP https://fiksu.com/privacy-policy/ Cuebiq Inc. https://www.cuebiq.com/privacypolicy/ travel audience GmbH https://travelaudience.com/product-privacy-policy/ Demandbase, Inc. https://www.demandbase.com/privacy-policy/ Solocal https://client.adhslx.com/privacy.html ADRINO Sp. z o.o. http://www.adrino.pl/ciasteczkowa-polityka/ Forensiq LLC https://impact.com/privacy-policy/ Adludio Ltd https://adludio.com/privacypolicy Adtelligent Inc. https://adtelligent.com/privacy-policy/ mbr targeting GmbH https://privacy.mbr-targeting.com/?optedIn=true PREX Programmatic Exchange GmbH&Co KG http://www.programmatic-exchange.com/privacy bidstack ltd https://bidstack.com/policy/ TACTIC™ Real-Time Marketing AS https://tacticrealtime.com/privacy/ Yieldr UK https://www.yieldr.com/privacy White Ops, Inc. https://www.whiteops.com/privacy Telecoming S.A. http://www.telecoming.com/privacy-policy/ Ad Unity Ltd http://www.adunity.com/privacy-policy.html Cybba, Inc. http://cybba.com/about/legal/data-processing-agreement/ Zeta Global https://zetaglobal.com/privacy-policy/ DEFINE MEDIA GMBH http://www.definemedia.de/datenschutz-conative/ Affle International https://affle.com/privacy-policy AdElement Media Solutions Pvt Ltd http://adelement.com/privacy-policy.html Social Tokens Ltd. http://woobi.com/privacy/ TAPTAP Networks SL http://www.taptapnetworks.com/privacy_policy/ hbfsTech http://www.hbfstech.com/fr/privacy.html TARGETSPOT BELGIUM SPRL http://marketing.targetspot.com/Targetspot/Legal/TargetSpot%20Privacy%20Policy%20-%20June%202018.pdf Internet BillBoard a.s. http://www.ibillboard.com/en/privacy-information/ B2B Media Group EMEA GmbH https://www.selfcampaign.com/static/privacy HIRO Media Ltd http://hiro-media.com/privacy.php pilotx.tv https://pilotx.tv/privacy/ CerebroAd.com s.r.o. https://www.cerebroad.com/privacy-policy Ströer Mobile Performance GmbH https://stroeermobileperformance.com/?dl=privacy Totaljobs Group Ltd https://www.totaljobs.com/privacy-policy Madington https://delivered-by-madington.com/dat-privacy-policy/ Neustar, Inc. https://www.home.neustar/privacy AdColony, Inc. http://www.adcolony.com/privacy-policy YellowHammer Media Group http://www.yhmg.com/privacy-policy/ Adledge https://adledge.com/data-privacy/ Clicksco Digital Limited https://carbondmp.com/privacy.html Arcspire Limited https://s3.eu-west-2.amazonaws.com/public.arcspire.io/docs/ARCSPIRE-PrivacyPolicy_v1.0.pdf Automattic Inc. https://en.blog.wordpress.com/2017/12/04/updated-privacy-policy/ KUPONA GmbH https://www.kupona.de/dsgvo/ FM Labs LLC https://fidelity-media.com/privacy-policy/ Sub2 Technologies Ltd http://www.sub2tech.com/privacy-policy/ Haensel AMS GmbH https://haensel-ams.com/data-privacy/ Opinary GmbH https://opinary.com/privacy-policy/ PLAYGROUND XYZ EMEA LTD https://playground.xyz/privacy/privacy-policy.pdf Oracle AddThis http://www.addthis.com/privacy/privacy-policy/ Triboo Data Analytics https://www.shinystat.com/it/informativa_sito.html PurposeLab, LLC https://purposelab.com/privacy/ NEXD https://nexd.com/privacy-policy Schibsted Product and Tech UK https://www.schibsted.com/ Little Big Data sp.z.o.o. http://dtxngr.com/legal/ LotaData, Inc. https://lotadata.com/privacy_policy Lucid Holdings, LLC https://luc.id/gdpr PubNative GmbH https://pubnative.net/privacy-notice/ FlexOffers.com, LLC https://www.flexoffers.com/privacy-policy/ Cablato Limited https://cablato.com/privacy Pexi B.V. https://pexi.nl/privacy-policy/ AdsWizz Inc. https://www.adswizz.com/our-privacy-policy/ UberMedia, Inc. http://ubermedia.com/company/products-privacy-policy/#ADDITIONAL_NOTICE Shopalyst Inc https://www.shortlyst.com/eu/privacy_terms.html SunMedia https://www.sunmedia.tv/en/cookies Accelerize Inc. https://getcake.com/privacy-policy/ Admixer EU GmbH https://admixer.net/privacy INFINIA MOBILE S.L. http://www.infiniamobile.com/privacy_policy Shopstyle https://www.shopstyle.co.uk/privacy ATG Ad Tech Group GmbH http://advandeo.com/privacy-policy/ netzeffekt GmbH https://www.netzeffekt.de/en/imprint nugg.ad GmbH https://www.nugg.ad/en/privacy/general-information.html ZighZag https://zighzag.com/privacy ChannelSight https://www.channelsight.com/privacypolicy/ The Ozone Project Limited https://ozoneproject.com/privacy-policy Fidzup https://www.fidzup.com/en/privacy/ AppLift GmbH https://www.applift.com/privacy-notice Jampp LTD https://jampp.com/privacy-policy/ salesforce.com, inc. https://www.salesforce.com/company/privacy/ SmartyAds Inc. https://smartyads.com/privacy-policy INNITY https://www.innity.com/privacy-policy.php Uprival LLC https://uprival.com/privacy-policy/ Tealium Inc https://tealium.com/privacy/ Near Pte Ltd https://near.co/privacy AdDefend GmbH https://www.addefend.com/en/privacy-policy/ Alliance Gravity Data Media https://www.alliancegravity.com/politiquedeprotectiondesdonneespersonnelles Chargeads https://www.chargeplatform.com/privacy X-Mode Social, Inc. http://xmode.io/privacy-policy.html RUN, Inc. http://www.runads.com/privacy-policy Smartclip Hispania SL http://rgpd-smartclip.com/ GlobalWebIndex http://legal.trendstream.net/non-panellist_privacy_policy Densou Trading Desk ApS https://densou.dk/Policy.html PUB OCEAN LIMITED https://rta.pubocean.com/privacy-policy/ Kochava Inc. https://www.kochava.com/support-privacy/ PaperG, Inc. dba Thunder Industries https://www.makethunder.com/privacy Cydersoft http://www.videmob.com/privacy.html Illuma Technology Limited https://www.weareilluma.com/endddd Tunnl BV https://tunnl.com/privacy.html Video Reach https://www.videoreach.de/about/privacy-policy/ Smart Traffik https://smart-traffik.io/politique-de-confidentialite DeepIntent, Inc. https://www.deepintent.com/platform-privacy-policy/ ReigNN Platform Ltd. https://www.reignn.com/user-privacy-policy/ Bit Q Holdings Limited https://bitqueen.com/privacy Adhese https://adhese.com/privacy-and-cookie-policy adhood.com http://v3.adhood.com/en/site/politikavekurallar/gizlilik.php?lang=en Happydemics https://www.iubenda.com/privacy-policy/69056167/full-legal Leiki Ltd. http://www.leiki.com/privacy RMSi Radio Marketing Service interactive GmbH https://www.rms.de/datenschutz/ Dr. Banner https://drbanner.com/privacypolicy_en/ Adobe Audience Manager https://www.adobe.com/privacy/policy.html Drawbridge, Inc. http://www.drawbridge.com/privacy/ CHEQ AI TECHNOLOGIES LTD. http://www.cheq.ai/privacy ViewPay http://viewpay.tv/mentions-legales/ Jointag S.r.l. https://www.jointag.com/privacy/kariboo/publisher/third/ Czech Publisher Exchange z.s.p.o. https://www.cpex.cz/pro-uzivatele/ochrana-soukromi/ Otto (GmbH & Co KG) https://www.otto.de/shoppages/service/datenschutz LBC France https://www.leboncoin.fr/dc/cookies Kairos Fire https://www.kairosfire.com/wp-content/uploads/2019/02/Kairos-Fire_Politique-de-confidentialite%CC%81_jan19.pdf Neustar on behalf of The Procter & Gamble Company https://www.pg.com/privacy/english/privacy_statement.shtml Sourcepoint Technologies, Inc. https://www.sourcepoint.com/privacy-policy Localsensor B.V. https://www.localsensor.com/privacy.html MAIRDUMONT NETLETIX GmbH&Co. KG https://mairdumont-netletix.com/datenschutz Goldbach Group AG https://goldbach.com/ch/de/datenschutz Programatica de publicidad S.L. https://datmean.com/politica-privacidad/ Realeyes OÜ https://www.realeyesit.com/privacy Mobilewalla, Inc. https://www.mobilewalla.com/business-services-privacy-policy audio content & control GmbH https://www.audio-cc.com/audiocc_privacy_policy.pdf InsurAds Technologies SA. https://www.insurads.com/privacy.html StartApp Inc. https://www.startapp.com/policy/privacy-policy/ Colpirio.com https://privacy-policy.colpirio.com/en/ Bandsintown Amplified LLC http://corp.bandsintown.com/privacy Better Banners A/S https://betterbanners.com/en/privacy Dynamic 1001 GmbH https://dynamic-tracking.com/Datenschutz.aspx WebAds B.V http://privacy.webads.eu/ Maximus Live LLC https://maximusx.com/privacy-policy/ Join https://www.teamjoin.fr/privacy.html Impactify https://impactify.io/privacy-policy/ News and Media Holding, a.s. https://www.newsandmedia.sk/gdpr/ Online Solution Int Limited https://adsafety.net/privacy.html/ Adnami Aps https://www.adnami.io/adnami_privacy Consumable, Inc. http://consumable.com/privacy-policy.html Market Resource Partners LLC https://www.mrpfd.com/privacy-policy/ Adsolutions BV https://www.adsolutions.com/privacy-policy/ ucfunnel Co., Ltd. https://www.ucfunnel.com/privacy-policy Predicio http://www.predic.io/privacy Onfocus (Adagio) https://adagio.io/privacy Blue http://www.getblue.io/privacy/ Azerion Holding B.V. https://azerion.com/business/privacy.html Seznam.cz, a.s. https://www.seznam.cz/ochranaudaju Norstat Danmark A/S https://panel.norstat.dk/sikkerhed Adprime Media Inc. http://adprimehealth.com/privacy/ Lotame Solutions, Inc. https://www.lotame.com/about-lotame/privacy/ BEINTOO SPA http://www.beintoo.com/privacy-cookie-policy/ Capitaldata https://www.capitaldata.fr/privacy BILENDI SA https://www.maximiles.com/privacy-policy : Tappx https://www.tappx.com/en/privacy-policy/ Contact Impact GmbH https://contactimpact.de/privacy Hivestack Inc. https://hivestack.com/privacy-policy Relay42 Netherlands B.V. https://relay42.com/privacy D-Edge https://www.d-edge.com/privacy-policy/ Passendo ApS https://www.passendo.com/users-privacy-policy/ Gamoshi LTD https://www.gamoshi.com/privacy-policy Smile Wanted Group https://www.smilewanted.com/privacy.php WebMediaRM http://www.webmediarm.com/vie_privee_et_opposition_en.php Ve Global https://www.ve.com/privacy-policy Noster Finance S.L. https://www.finect.com/terminos-legales/politica-de-cookies Smartme Analytics http://smartmeapp.com/info/smartme/aviso_legal.php Adserve.zone / Artworx AS http://adserve.zone/adserveprivacypolicy.html Dailymotion SA https://www.dailymotion.com/legal/privacy?localization=fr Skaze http://www.skaze.fr/rgpd/ Notify https://notify-group.com/en/mentions-legales/ TrueData Solutions, Inc. https://www.truedata.co/privacy-policy/ Axel Springer Teaser Ad GmbH https://www.adup-tech.com/privacy GRAPHINIUM https://www.graphinium.com/privacy/ Research and Analysis of Media in Sweden AB https://www2.rampanel.com/privacy-policy/ Think Clever Media https://www.contentignite.com/privacy-policy/ Alive & Kicking Global Limited http://www.mcsaatchiplc.com/privacy-and-cookies GP One GmbH https://www.gsi-one.org/de/privacy-policy.html Sportradar AG https://www.sportradar.com/about-us/privacy/ Soundcast https://soundcast.fm/en/data-privacy Digital East GmbH https://www.digitaleast.mobi/en/legal/privacy-policy/ Telefonica Investigación y Desarrollo S.A.U http://www.cognitivemarketing.tid.es/ BeOp https://beop.io/privacy Mobsuccess https://www.mobsuccess.com/en/privacy BLIINK SAS https://bliink.io/privacy-policy Liftoff Mobile, Inc. https://liftoff.io/privacy-policy/ WhatRocks Inc. https://www.whatrocks.co/en/privacy-policy Timehop, Inc. https://www.timehop.com/privacy
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Ezoic's principal activities are:
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AUTOMATIC COLLECTION OF INFORMATION
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Use of Personal Information
PROCESSING OF DATA AND CONSENT
We will process the data we collect about you to improve the operation of this and other websites. This information helps us make decisions about what content to show, how it should be formatted, the number, size and placement of advertisements and how content should be delivered to individuals. THis information is also used for analysis of performance and reporting.
USE OF APPLICATION LOGS
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The personal information we collect is retained for no longer than necessary to fulfil the stated purposes in section “PROCESSING OF DATA AND CONSENT” above or for a period specifically required by law or regulation that Ezoic is obligated to follow. Personal data used to fulfil verification of certain types of services such as SSL certificate, payments, and billing will be retained for a minimum of 5 years depending on the class of product or service and may be retained in either a physical or electronic format. Even if you request deletion or erasure of your data, we may retain your personal data to the extent necessary and for so long as necessary for our legitimate business interests or performance of contractual obligations. After the retention period is over, Ezoic securely disposes or anonymizes your personal information in order to prevent loss, theft, misuse, or unauthorized access.
CONFIDENTIALITY / SECURITY
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