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Credit Cards

The Big 3 Credit Card Strategy

June 26, 2024May 9, 2024 by Michael Timmermann
The Big 3 Credit Card Rewards Strategy

The Big 3 is a credit card rewards strategy to earn the maximum amount of cash back. It requires three credit cards (Flexible, Fixed and Wild) that are selected based on your personal spending habits.

Categories Credit Cards Leave a comment

800 Credit Score: Why I Pay My Credit Card Bills Every Week

January 28, 2022November 11, 2021 by Michael Timmermann
800 Credit Score Secret

A key part of my budgeting strategy is to sit down every Friday and spend about 10 minutes paying my credit card and other bills, even if a payment is not due immediately.

Categories Credit, Credit Cards Leave a comment

Best Credit Cards With Free Cell Phone Protection

April 24, 2023July 1, 2021 by Michael Timmermann

Stop paying for cell phone insurance from Verizon, AT&T and T-Mobile! Here’s how to get free cell phone protection with your credit card.

Categories Credit Cards, Phone Plans 15 Comments

Best Credit Cards for Groceries If You Spend $500 a Month

February 15, 2024January 15, 2020 by Michael Timmermann
American Express Blue Cash Preferred

Most people go to the supermarket once a week or more, so it’s easy to overspend if you’re not sticking to a strict budget. Fortunately, the best credit cards for groceries can help you get some of that money back.

Categories Credit Cards 2 Comments

Michael Timmermann

Personal finance writer and founder of MichaelSaves.com

My passion is helping people save money and that’s what I’ve been doing professionally for more than a decade.

I began writing about money back in 2010. Prior to going full-time with Michael Saves, I was the Director of Content and Senior Writer for Clark.com. I also produced TV segments for Clark Howard earlier in my career while working for CNN's sister network, HLN. My money tips have been featured on major websites like NBCNews.com and CNN.com.

Whether you want to cut the cable TV cord, find a cheap cell phone plan or explore affordable internet options, you’ll find plenty of ways to lower your monthly bills on my website.

MichaelSaves.com and my YouTube channel provide reviews that you can actually trust. When I test a product or service, I purchase it with my own money and thoroughly test it out before publishing a review. My goal is to lay out the pros and cons in a simple way to help you make an informed decision before buying. Learn more about me and my review process here.

To receive updates when I post new content, subscribe to my free weekly newsletter! You can also follow Michael Saves on Facebook, X (formerly Twitter) and YouTube.

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THE MICHAEL SAVES DIFFERENCE

The purpose of Michael Saves is to share my experience with products and services that I use or have used in the past. To support this work, some articles contain affiliate links. For example, as an Amazon Associate, I earn from qualifying purchases. With these affiliate links, I may receive compensation when visitors use the links and make a purchase. Read my Ad Disclosure & Privacy Policy.

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