Pay TV, high-speed internet and cell phone service can easily cost several hundred dollars a month, but I’ve lowered these bills to right around $100 per month.

In this post, I’ll explain how to cut those bills and put more money back into your pocket.

Even if you don’t follow the exact same steps that I’ve taken, my goal is to help you get your TV, internet and phone bill lower than it is today!

Let’s get started…

Pay TV: $45/month or less 

I can’t remember the last time that I paid for 100+ cable TV channels — I think it was all the way back in 2010.

Since then, I’ve primarily relied on a Mohu Leaf digital antenna for free TV.

For a one-time cost of around $40, the Mohu Leaf has given me a lifetime of access to my local ABC, CBS, NBC, FOX, PBS and independent channels.

In addition, I supplement free TV with Netflix or Hulu about two or three months annually.

For the last two years, I’ve also been testing out live TV streaming services. Hulu with Live TV, priced at $45 a month, is my favorite.

I also like Sling TV and Philo, which are much cheaper alternatives. (Read my comparison.)

RELATED: 7 things to know before you sign up for Hulu + Live TV 

Although $45/month is my limit for pay TV, I’m able to offset the cost with gift cards. Hulu is a redemption option with my favorite grocery rebate app, Fetch Rewards.

Click here to learn more about Fetch Rewards and get a welcome bonus with my sign-up code.

Internet: Xfinity Internet Plus for $52/month

With a maximum of $45 a month going toward pay TV, that leaves only $55 for internet and cell phone service.

How’s that possible? I’ll start with internet service.

My internet service provider is Comcast. My Xfinity plan is $52 a month and provides a download speed of up to 60 Mbps.

A few TV channels that I already pick up with the antenna are also included with my plan.

I’ve put together a separate article about how to lower your Comcast bill, but here’s a quick rundown of my ways to save:

  1. Downgrade to Limited Basic cable
  2. Negotiate a lower rate or use Ask Trim
  3. Buy your own wireless gateway

Since I picked up a Motorola MG7315 modem and router, I’ve eliminated Comcast’s $13/month equipment fee for an annual savings of $156.

The Motorola MG7315 costs less than $100 and is compatible with several internet providers.

RELATED: 3 ways to lower your Comcast cable and internet bill

Cell phone: Xfinity Mobile for $3/month 

After spending $45 for pay TV and $52 for internet, that leaves only $3 for a cell phone plan. Who offers wireless service for $3 a month? Xfinity Mobile.

This is a low-cost cell phone service that’s exclusively for Comcast internet customers.

Since I joined in September 2017, my bill has usually been $12 before taxes and fees or $15 total. I paid only $180 for my first year of service.

And for three months and counting, I’ve only paid $2.32 in taxes and fees. Learn more here!

Whether it’s $2 or $15, that’s a great deal. I’ve stayed with Xfinity Mobile because it provides an unbeatable price and uses Verizon’s network.

If it’s not available for you, Total Wireless is another cheap Verizon alternative.

RELATED: Xfinity Mobile review: $180 for 12 months of cell phone service

Grand total: $100 a month

My pay TV, internet and cell phone bills add up to exactly $100 a month!

I can’t say that I look forward to paying any bills, but it’s a lot easier when I know that I’m not paying more than I have to.

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