Welcome to MichaelSaves.com!
My name is Michael Timmermann, and I founded this website to share practical ways to lower your monthly bills, make extra money and reach your financial goals faster.
I’ve been a personal finance writer since 2010 after I set a goal to pay off my mortgage before my 30th birthday — I reached that milestone two years later.
But this isn’t another early retirement blog: I’m not an engineer and I don’t have 10 rental properties.
What I do have is experience building net worth quickly after living paycheck to paycheck.
I wasn’t born wealthy. I waited tables through college, graduated at age 19, moved to a new city for a career in TV news and lived on $11 an hour for two years.
More than a decade later, I now work full-time for Atlanta-based money expert Clark Howard.
Get started here:
- How I paid off my mortgage early and became debt-free
- How I’m using 5 bank accounts to save more money
- 9 ways to lower your bills and save more money every month
- How to get TV, internet and phone service for $100/month
- 5 easy ways to work from home and make extra money online
Several million people read the articles I write for Clark.com every month. My areas of expertise include budgeting, cell phones, streaming TV and retail savings.
Here at MichaelSaves.com, I go into more detail about specific methods I use to save money.
My philosophy is straightforward: I don’t believe that money can buy you happiness, but I do believe it can buy you freedom from a bad marriage, a bad boss or just bad luck.
Hard work, goal setting and having the right strategy are my three keys to long-term success.
This blog is about everyday ways to save for everyday people. Subscribe to my newsletter below and let’s get started today!
To contact me, email firstname.lastname@example.org.