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Michael Saves

Michael Saves
  • DEALS!
  • Streaming TV
    • How to Cut the Cord in 7 Steps
    • Roku Buying Guide
    • The #1 Mistake People Make After Canceling Cable TV
    • Best Live TV Streaming Services
    • Watch Local Channels Without Cable
    • Stream Everything You Want & Save Money: 10 Tips!
    • YouTube TV Review
    • YouTube TV for Beginners
    • Fubo Review
    • DIRECTV STREAM Review
    • Hulu Live Review
    • Sling TV Review
    • Philo Review
    • Frndly TV Review
    • Streaming TV Spending Tracker
  • Phone Plans
    • 10 Things to Know Before You Sign Up for a Cheap Phone Plan
    • Switching Phone Plans? 7 Mistakes to Avoid
    • Visible Review (Verizon’s Network)
    • Xfinity Mobile Review (Verizon’s Network)
    • Mint Mobile Review (T-Mobile’s Network)
    • Tello Mobile Review (T-Mobile’s Network)
    • US Mobile Review (3 Major Networks)
  • Home Internet
    • How to Choose the Best Home Internet Service For You
    • Internet Plan Comparison Tool
    • Mint Mobile 5G Home Internet Review
    • T-Mobile Home Internet Review
    • Verizon Home Internet Review
    • T-Mobile Home Internet Beginner’s Guide
  • Money Tips
    • How to Create a Budget
    • Weekly Financial Checklist
    • Ibotta Cheat Sheet
    • Fetch Rewards Cheat Sheet
    • Upside App Review
    • The Big 3 Credit Card Strategy
  • About
    • About Michael Timmermann
    • YouTube Channel
    • Contact
    • Press
    • Disclosure & Privacy Policy

Is Twigby Mobile Worth It? 5 Things to Know Before You Sign Up

February 21, 2024July 12, 2023 by Michael Timmermann
Twigby (Verizon MVNO) cell phone service

Twigby is a low-cost cell phone service provider that may offer big savings compared to your existing carrier.

Categories Phone Plans 11 Comments

How To Pay for YouTube TV With a Gift Card

October 20, 2023June 19, 2023 by Michael Timmermann
YouTube TV gift card with Google Play

Did you know that you can pay for your YouTube TV membership with a gift card? Here’s what you need to know!

Categories Streaming TV Leave a comment

Ibotta Cheat Sheet: How I Earned $4,000 Cash Back

July 6, 2024May 1, 2023 by Michael Timmermann
Ibotta Cheat Sheet

I’ve earned $4,000 since I downloaded the Ibotta grocery rebate app. Read my cheat sheet to maximize your cash back rewards.

Categories Make Money 38 Comments

Fetch vs. Ibotta: Which Shopping App Is Better?

April 27, 2023April 27, 2023 by Michael Timmermann
Fetch vs Ibotta apps

Fetch Rewards and Ibotta are two of the best shopping apps to use for grocery purchases, but is one better than the other? Here’s my review!

Categories Money Tips 2 Comments

How To Stop Your Roku Device From Talking to You

October 20, 2023April 20, 2023 by Michael Timmermann
Roku Screen Reader / Audio Guide

If you have a Roku device and suddenly start to hear a woman’s voice every time you click, there are two simple ways to turn it off.

Categories Streaming TV Leave a comment

Visible vs. Mint Mobile: Which Cell Phone Service Is Best?

October 20, 2023April 14, 2023 by Michael Timmermann
Visible vs. Mint Mobile Comparison Review

Visible by Verizon and Mint Mobile are two very different low-cost cell phone service providers. Which one is best for you?

Categories Phone Plans Leave a comment

T-Mobile vs. Verizon: Which 5G Home Internet Service Is Best?

April 11, 2025April 8, 2023 by Michael Timmermann
Verizon vs. T-Mobile 5G Home Internet

T-Mobile and Verizon offer 5G home internet services that are stealing away customers from cable, but which is best?

Categories Internet 3 Comments

3 Things to Know Before Canceling Your Ibotta Account

April 15, 2023March 18, 2023 by Michael Timmermann
Ibotta Cheat Sheet: How to Earn Cash Back on Groceries

If you’re thinking about canceling your Ibotta account and deleting the cash back app, there are three things you need to know.

Categories Money Tips 8 Comments

How to Use YouTube TV’s Multiview Feature

March 20, 2024March 16, 2023 by Michael Timmermann
YouTube TV Multiview

YouTube TV began rolling out its highly-requested multiview feature in March 2023. Here’s a first look at how it works!

Categories Streaming TV Leave a comment

How to Use the Google Sheets Budget Template (Free Spreadsheet!)

November 1, 2023March 14, 2023 by Michael Timmermann
Google Sheets Budget Tutorial: The Ultimate Guide

The only budget spreadsheet you’ll ever need! Step-by-step instructions to get started with the free Google Sheets budget template.

Categories Budgeting, Guides 111 Comments
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Michael Timmermann

Personal finance writer and founder of MichaelSaves.com

My passion is helping people save money and that’s what I’ve been doing professionally for more than a decade.

I began writing about money back in 2010. Prior to going full-time with Michael Saves, I was the Director of Content and Senior Writer for Clark.com. I also produced TV segments for Clark Howard earlier in my career while working for CNN's sister network, HLN. My money tips have been featured on major websites like NBCNews.com and CNN.com.

Whether you want to cut the cable TV cord, find a cheap cell phone plan or explore affordable internet options, you’ll find plenty of ways to lower your monthly bills on my website.

MichaelSaves.com and my YouTube channel provide reviews that you can actually trust. When I test a product or service, I purchase it with my own money and thoroughly test it out before publishing a review. My goal is to lay out the pros and cons in a simple way to help you make an informed decision before buying. Learn more about me and my review process here.

To receive updates when I post new content, subscribe to my free weekly newsletter! You can also follow Michael Saves on Facebook, X (formerly Twitter) and YouTube.

NEW AND UPDATED:

  • May 2026 Deal Alerts: Streaming TV, Phone & Internet
  • Visible Home Internet: What You Need to Know Before Signing Up
  • My Best and Worst Cord-Cutting Purchases After 10 Years
  • Xfinity Mobile Review: Everything to Know Before You Sign Up
  • How to Lower Your Xfinity Bill as an Existing Customer (2026 Update)

THE MICHAEL SAVES DIFFERENCE

The purpose of Michael Saves is to share my experience with products and services that I use or have used in the past. To support this work, some articles contain affiliate links. For example, as an Amazon Associate, I earn from qualifying purchases. With these affiliate links, I may receive compensation when visitors use the links and make a purchase. Read my Ad Disclosure & Privacy Policy.

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