Fetch Rewards vs. Ibotta Comparison

Fetch Rewards vs. Ibotta: Which Shopping App Is Better?

Fetch Rewards and Ibotta are two of the best shopping apps to use for grocery purchases, but is one better than the other?

Fetch Rewards is easier to use than Ibotta and takes less time. However, Ibotta offers a more generous welcome bonus, a better selection of offers and flexible redemption options.

These are both free, legitimate shopping apps that reward users when they buy featured items and upload their retail receipts.

I’ve used both Ibotta and Fetch Rewards extensively over the years:

  • I signed up for Ibotta in May 2014 and have earned nearly $4,000 in cash back rewards.
  • I signed up Fetch Rewards in January 2018 and have earned more than $1,000 in free gift cards.

Is Fetch Rewards Better Than Ibotta?

If you want to lower your out-of-pocket grocery costs, I recommend that you use both Fetch Rewards and Ibotta. But if you had to choose just one, Ibotta is the best pick.

This article will compare Fetch Rewards vs. Ibotta to help you make every dollar count. Let’s get started!

1. Ease of Use

Fetch Rewards is not only easier to use than Ibotta, it’s the simplest grocery rebate app available right now.

To earn points with Fetch Rewards, you just upload your receipt from any store. There are no offers to unlock or barcodes to scan. It takes 10 seconds to scan a receipt.

But here’s why I really like Fetch Rewards: When you launch the app, the most valuable Special Offers (mostly groceries) are front and center on the Discover tab. You don’t have to click around to find the best deals.

Ibotta’s app experience is very different because it require more clicks and takes a lot more time.

Fetch Rewards vs. Ibotta in-app experience - Ease of Use

When searching for grocery offers with Ibotta, you have to select a store before seeing a list of deals. Then, you must manually unlock the offers and view an ad or video in some cases.

From my experience, this prep work is similar to clipping coupons and takes about five to 10 minutes.

After you’re finished buying groceries, you’ll upload your receipt to Ibotta. This can become time-consuming if you’re prompted to scan a barcode from any of your qualifying items.

The time difference is significant: 10 seconds with Fetch Rewards compared to 10 minutes with Ibotta.

2. Earnings Potential

Ibotta requires a greater time commitment than Fetch Rewards, but your rewards can add up much faster with Ibotta.

Here’s an example: The Fetch Rewards app featured 22 Special Offers at the time of this writing. Meanwhile, Ibotta had more than 150 offers available at my nearest grocery store.

The value of each offer varies, but the availability of offers sets Ibotta apart. There’s just a lot more to choose from.

I signed up for Ibotta back in May of 2014. The app has grown over the years, but I’ve consistently been able to earn an average of $500 a year by uploading my grocery receipts.

In addition to rewards for grocery purchases, Ibotta’s app features cash back offers for online shopping. It also has a separate browser extension for online deals.

The online shopping feature is similar to two other apps I’ve used: Rakuten and TopCashback.

Both Fetch Rewards and Ibotta offer welcome bonuses. Ibotta users earn $5 when they upload their first receipt, while Fetch Rewards awards 2,000 points ($2 value) for the first completed receipt.

Here’s how to get started:


  1. Use my referral link to sign up (no code needed)
  2. Download the Ibotta app and redeem an offer
  3. Collect your welcome bonus


  1. Download the Fetch Rewards app
  2. Enter referral code MICHAEL
  3. Collect your 2,000 bonus points with the first receipt scan

3. Redemption Options

Ibotta has more redemption options than Fetch Rewards. With Ibotta, you can choose to have cash sent to your bank or PayPal account when you reach the $20 minimum.

In addition, you can select from dozens of digital gift cards. Many of them have the same $20 minimum.

Fetch Rewards vs. Ibotta redemption options - No cash back with Fetch

Fetch Rewards offers only digital gift cards, not cash back. The minimum redemption amount is 3,000 points, which is a $3 value. You can redeem up to 50,000 points ($50 value) at once.

There are few gift card options available for 3,000 points. Better choices are available at 10,000 points or more.

From my experience using the Ibotta and Fetch Rewards apps, rewards are delivered promptly. When withdrawing, additional verification is required to keep your account secure.

Pros and Cons Summary

Fetch RewardsIbotta
Easy to navigate and scan receipts
Minimal time commitment
Low minimum redemption amount
Many gift cards available
High earnings potential
Lots of offers to choose from
Cash back and gift card redemption options
Generous welcome bonus
Fewer offers to choose from
Lower sign-up bonus
No cash back redemption option
Ads or videos to unlock offers
Must scan barcodes for some items
High minimum redemption amount

Fetch Rewards and Ibotta are the only two apps I use to earn rewards for grocery purchases.

If you put in the time to unlock offers and scan barcodes with Ibotta, why not take the extra 10 seconds per shopping trip to upload your receipt to Fetch as well?

You can use both apps for the same grocery receipt. It’s a smart way to stack your savings.

Whenever I’ve added a third grocery rebate app to the mix (like Checkout 51), it’s become too much work. My advice is to stick with Ibotta and Fetch Rewards — the combo really works!

To maximize my shopping app earnings, I pay with these rewards credit cards and earn additional cash back.

Michael Saves Stories You May Like:

About The Author

2 thoughts on “Fetch Rewards vs. Ibotta: Which Shopping App Is Better?”

Leave a Comment

Your email address will not be published. Required fields are marked *