Since the days when I was working to pay off my $86,000 mortgage in two years, I’ve used multiple bank accounts to stay focused on my goals and maximize my savings rate. Most people probably have one checking and one savings account — but I’ve had four total accounts until about a year ago. RELATED: Google Sheets budget template: Free, simple and …
If you participate in all three of my money challenges, you’ll save $5,000 or more in just 52 weeks. Here’s how to get started!
Keeps is a subscription service that says it can save you money on the best hair loss treatments, but I found a better deal.
If you like to participate in money challenges to reach your financial goals, I want to let you in on a savings strategy I’ve been testing out for the last year involving retail receipts. Over a 52-week period, I’ve stashed hundreds of receipts and saved more than $2,000 in the process. I Call It the “Save Your Savings Challenge” Here’s …
If you want cheap cell phone service on Verizon’s top-rated wireless network, Xfinity Mobile and Total Wireless are two money-saving alternatives. I spent more than a decade on a Verizon family plan until I started testing out low-cost cell phone plans, including Xfinity Mobile and Total Wireless, which both run on Verizon’s network. That means you can get the same …
If you’re looking for new ways to make extra cash on the side, Focus Pointe Global (FocusGroup.com) is a national research firm that will pay you to share your opinions! I received an invitation from the company and just earned $175 for a 90-minute focus group at a West Elm store in Atlanta, Georgia. Focus Pointe Global: What you need …
Paying off a mortgage early is a goal for many homeowners, but few people can predict how it will change their life years down the road. When I was in my mid-20s, I set a goal to pay off the $86,000 mortgage for a small condo in Atlanta that I bought in 2010. I originally planned to eliminate the mortgage …
One of the compromises that I made when I bought my condo was that it doesn’t exactly have my dream kitchen. The U-shaped kitchen features white cabinets, granite countertops, a subway tile backsplash and stainless steel appliances. But I would have to describe the materials used as “builder closeout special.” When I got a quote from a professional to makeover …
How would you like an extra $1,000 a year in your bank account? A new credit card rewards trick that I’m testing out can help you stash away more money with little effort. If you pay off your credit cards in full every month like me, I think you’re going to really like the strategy I’m about to outline. RELATED: 9 …
Shortly after moving into my Atlanta condo, I noticed big roaches in the kitchen, bathroom and even crawling up the living room walls. Since my home was spotless, I wasn’t sure why I was seeing so many bugs, which I later identified as American cockroaches and Smokybrown cockroaches —not German cockroaches that I wrongly used to associate with dirty living …